
Your objective is the starting point
Are you considering a rental property, a renovation for resale or a construction project? Define what you want to do, where and on what timeline. That information makes a conversation about programs more useful.
Organize your project information
Gather the location, expected price, available capital and estimated costs. For a rental property, include income and expenses; for a renovation, prepare a scope of work and budget; for construction, gather plans and a timeline.
Ask about requirements for your profile
NON-QM and private capital programs have their own criteria. Documentation, reserves and conditions may vary. No program means automatic approval simply because you are an international investor.
Look beyond the monthly payment
Review upfront costs, holding expenses and your exit strategy. Calculators help explore scenarios, but their results do not replace an appraisal or a loan offer.
Talk to QLD to organize your next steps. We provide support in English and Spanish and options for residential, commercial and construction projects.