How it works
A clear path, from start to finish.
Understand what to expect when exploring financing with Quick Lending Deluxe.
Tell us your vision
We learn about your project, your goals and your starting point.
Explore your options
We review programs and documentation for your investment profile.
Move forward together
We guide you through evaluation, terms and the closing process.
The details make the difference.
DSCR loans
An option for investors purchasing or refinancing rental properties. Evaluation considers property income in relation to debt service, alongside the lender’s other requirements.
- Property information and location
- Current or estimated rent and expenses
- Buyer documents and available funds
Fix & Flip
Financing for acquiring and renovating a property with a resale strategy. We review the renovation budget, timeline and estimated after-repair value with you.
- Purchase contract or acquisition price
- Renovation budget and scope
- Comparable sales and exit strategy
Ground-up construction
Solutions for developing projects from the ground up. Evaluation includes the land, plans, permits, budget and construction team’s experience.
- Land information and project plans
- Budget, permits and timeline
- Builder experience and exit plan
Bridge loans
Short-term capital for a property transition while a sale or permanent financing is arranged. The exit plan is an essential part of the evaluation.
- Target property and collateral
- Capital needs and expected term
- Sale or refinancing strategy
Fixed-rate & ARM
We compare fixed and adjustable rate structures around your project and investment horizon. With an ARM, the interest rate and payment may change after the initial period.
- Purchase or refinance objective
- Applicant financial documentation
- Investment horizon and monthly budget
Commercial financing
Financing tailored to the asset type and your business objectives. We review property income, expenses, occupancy and condition to explore available options.
- Property type and intended use
- Income, expenses and leases
- Business and buyer documentation
Hard money
Short-term loans secured by real estate. Evaluation considers asset value, the project and the ability to execute an exit, including costs, interest and fees.
- Collateral value and condition
- Available equity
- Term and exit strategy
Private money
Financing options through our network of private lenders. The structure depends on the project, collateral and each lender’s criteria.
- Project summary and requested amount
- Collateral and borrower information
- Capital use and repayment plan
Fast closing
An efficient process for transactions with tight timelines. Our “4 Day Closing Loan” program explores accelerated closing options. Timing depends on documentation, title, valuation and lender approval; a four-day closing is not guaranteed.
- Target date and purchase contract
- Complete application and documents
- Title and valuation availability
Can I explore financing if I live outside the United States?+
Yes. QLD works with international investors and foreign national programs. Eligibility depends on your profile, the property and lender requirements.
Which program fits my project?+
That depends on whether you plan to rent, renovate, build or acquire commercial property. Our team helps you compare options around your goals.
What do I need to get started?+
Share the property type, location, approximate amount and your objective. Our team will explain the documentation required for the program.
Does the calculator provide a loan offer?+
No. It estimates results from the values you enter. It does not include every transaction cost or confirm eligibility, rates or approval.
YOUR NEXT CHAPTER
You have the vision.
Let’s make the next move.
Tell us what you want to build. Together, we’ll find a place to start.